SCUBA Instruction and Consulting Services
SIN CITY DIVERS
What do Dive Accident Insurance Benefits Cover?
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Medical Dive Accident Coverage
Covered charges include the reasonable and customary cost of medically necessary
services and supplies provided for the care and treatment of a Covered Diving Accident
when prescribed, performed or ordered by a Physician. This includes:
Hyperbaric Chamber Treatment
Physician's Charges for Hyperbaric Chamber Treatment medical care and surgical operations
Ambulance transportation by ground, air or marine ambulance services to the nearest
Hospital or Hyperbaric Chamber where prescribed care or treatment can be given
Accidental Death and Dismemberment
This coverage is for loss resulting from a Covered Diving Accident.
Permanent & Total Disability
Permanent Total Disability must result from a Covered Diving Accident. Permanent Total Disability means that an Insured Person is unable to perform the substantial and material duties of any occupation, if employed, or if retired, all of the normal activities for a person of like age and sex in good health.
Extra Transportation Costs
If an insured person is prevented from using their purchased ticket to return home based on the written advice of the attending Physician because of a Covered Diving Accident, the coverage pays for the cost of transportation for the return trip home.
Extra Accommodation Costs
If an insured person is delayed from returning home based on the written advice of the attending Physician because of a Covered Diving Accident, the coverage pays the cost of extra accommodations for the duration of the delay.
Loss of Diving Equipment
Coverage is for diving equipment that is worn on the diver's person that is "cut loose" and is lost or damaged as a result of a Covered Diving Accident. This coverage excludes watches, torn straps or buckles, or photographic equipment.
DAN became a 501(c)(3) nonprofit organization in 1990. The organization was a model for improving dive safety in other parts of the world, and International DAN (IDAN) was established in 1991 to provide mutual support for regional DAN organizations worldwide.
In response to its own research showing only one-third of injured divers were receiving 100 percent oxygen as first aid, DAN launched the first Oxygen First Aid training program in January 1991. Since then, DAN Education has trained more than 210,000 providers and now offers more than 15 different courses. More than 3,300 active DAN Instructors teach DAN programs independently as part of their diving and safety programs.
DAN formally established its research department in 1992 with the start of its flying-after-diving trials. Its biggest ongoing project, Project Dive Safety (later renamed Project Dive Exploration), began in 1995 and continues to collect and analyze dive profiles for a statistical analysis of the risks of decompression sickness. DAN Research has investigated the effects of aging on dive health, the medical advisability of diving with insulin-requiring diabetes and other topics of import to divers. The research staff maintains a database of dive injuries and fatalities and publishes a downloadable Annual Diving Report.
In 2010 DAN moved to a multicenter approach; by forming partnerships with hyperbaric professionals at the University of California at San Diego Medical Center and the University of Pennsylvania in addition to an existing partnership with Duke University, DAN exponentially increased the resources in its information and assistance network. DAN also streamlined its emergency contact system, and the DAN Emergency Hotline changed to +1-919-684-9111 for all emergency calls.
DAN is the largest recreational scuba diving association in the world and now has more than 230,000 members in the United States and Canada.
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